We're glad you're here
United Consumers Credit Credit is a proud sponsor of the KC Monarchs baseball team for the 2025 season.
You’re $500 closer to your next home (or a lower payment)
Whether you’re working hard to buy a home or working hard to find ways to save on your current mortgage, now is the perfect time to make a move with United Consumers Credit Union. We work hard with the hardworking.
Get up to $500 off closing costs when you finance your home with us, or bring us your mortgage from another lender!*
- Choose among fixed-rate, adjustable-rate and government-backed options.
- Our friendly mortgage team is with you from start to finish.
- Use our online mortgage calculators to see how much house you can afford, how much you can save on your current loan and more!
Secure your dream home, or lower your current mortgage payment today! Get started.
Offer valid 4/1/25-9/30/25, and subject to appraisal and underwriting terms and conditions. Offer applies to new mortgages financed with UCCU only, current UCCU mortgages are ineligible for refinance. Up to $500 will be deposited into savings account at closing. Rates, terms and conditions are subject to change without notice and may vary based on creditworthiness, qualifications and collateral. Mortgages are available in Missouri and Kansas only. Contact UCCU for complete details. United Consumers Credit Union NMLS #604698.
Get up to $96 cash back with free checking*
Earning rewards is actually really easy.
- 4% cash back on purchases up to $200
- Refunds on ATM withdrawal fees nationwide
- No monthly maintenance fees
- No minimum balance to earn your rewards
Enrollments must be in place, and all the following transactions and activities must post and settle to your Kasasa Cash Back account during each monthly qualification cycle:
- At least one direct deposit, ACH payment or ACH credit transaction
- At least 12 debit card purchases
- Ben enrolled in and receive e-statements
We understand life gets busy. If you don't meet the qualifications one month, your account is still free and you can try again the following month.
Cash Back checking is our superpower! Get full details here.
*Terms and conditions apply. Contact UCCU for complete details.
Find the winning credit card for you
Boost your budget with United Consumers Credit Union's Visa® credit card options. You can live your life to the fullest with optional enhanced card management and no annual or balance transfer fees.
- Rewards: Earn one point for every $1 spent to use toward gift cards, travel, merchandise and more.
- Classic: Get a straightforward, no-frills card that comes with our lowest rate.
- Share-Secured: Rebuild your credit history and boost your credit score, using the money you have on deposit with us.
- First-Time: Members ages 18-24 can establish credit with guidance from an adult co-signer.
Let us know how we can help you! Learn more here.
